Open Free Checking Account
Checking Just Got Easier
Welcome to OpenFreeCheckingAccountOnline.com - Checking Just Got
Easier. This is the age of technology and the ability to bank online is able to make our lives a little
easier. Online banking and checking accounts allow you easy access at all times and many banks offer them as
a free service in order to win your business.
Open a free checking account
online, stop paying banking fees, and make banking one less thing that you have to worry about. With the ability to
open free checking accounts online, checking just got a whole lot easier.
Free checking accounts are
available not only at big banks such as Chase, Wells Fargo, Bank of America, and Citibank, but also at many small
banks and local credit unions. Free Checking is all around us, check with a local branch near you and start taking
advantage of free checking account offers today.
In a recent survey conducted by
Bankrate.com, a personal finance website, finding a free checking account might not be so complicated...that is if
you know where to look. Bankrate's 2nd annual credit union checking study, revealed that free checking is alive and
well and in your neighborhood, no less. The study conducted on 50 credit union checking accounts found that 38 out
of the 50 credit unions still offered "no-strings" free checking accounts. The study also found that most of the
credit unions don't have a minimum deposit requirement to open a checking account. Talk about excellent news for
anyone searching for a free checking account.
This is in stark contrast to
reports that many banks have been getting rid of their free checking account offers. The survey by Bankrate
revealed that there has been a sizeable decrease in the number of bank free checking accounts; whereas credit
unions have shown a much smaller drop in those that no longer offer free checking accounts. Bankrate.com also noted
in their research that at most of credit unions that are charging, those fees can easily be waived by meeting
Even the fee increases by credit
unions have been minimal. This might be due to the fact that most credit unions are nonprofit organizations. So, if
you've been having a difficult time finding a free checking account or your bank is no longer offering it, try your
local credit union. Not only do credit unions tend to offer higher interest rates on savings accounts than banks,
but they also tend to lend at more competitive rates than banks. This is a great example that there are always
options and that there are many banks, credit unions and other financial institutions that still offer free
checking accounts and will continue to offer you the opportunity to open a free checking account online.